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There were lots of swaps before credit default swaps, and they were based on. And the issue was we had data about the ’80s savings and loan housing crisis and what happened in a tri-state area — I think it was Texas; I forget exactly,
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payday lending and debt collection. Democrats like Warren, who came up with the idea of an agency to protect individuals’ finances after the 2007-09 crisis, say the CFPB is an important guard against fraud in mortgages, student loans and.
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The contracts are agreements you sign to open an account, get a credit card, take out a loan and conduct other transactions with. U.S. Rep. Jeb Hensarling, a Texas Republican and the chairman of the House Financial Services.