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In fact, a little bit of savings goes a long way when it comes to weathering certain financial. they may avoid taking on a payday loan, missing a bill payment or leaning on another less-than-ideal financing vehicle after disaster strikes.
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In the more recent innovation of online payday loans, consumers complete the loan application online (or in some instances via fax, especially where documentation is required). The funds are then transferred by direct deposit to the borrower's account, and the loan repayment and/or the finance charge is electronically.
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So the solution that some borrowers are seeing is to use a prepaid debit card in applying for a cash advance loan. This is one way to get around the fact that an applicant has no savings account in the bank. Prepaid debit cards are much easier to get than regular bank accounts. However most legit lenders may be unwilling.
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