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Yet even consumer advocates who loathe the industry admit it fulfills a need: Providing small amounts of cash quickly to people who can’t qualify for credit cards or a bank loan. Roughly 12 million Americans take out a payday loan each.
UC conference to focus on payday lending For Lauren and Ashley Jones going to that payday lender on the corner became a necessary evil. Check out this story on cincinnati.com: http://cin.ci/1NuQ6k1
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This type of story is one of thousands that have prompted a few state legislators to draft bills that would cap interest rates on payday loans from 456 percent annually to the double digits. Critics of the reform bills have argued that cutting.
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