The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation's consumer protection agency, says that regardless of their name, these small, short-term,
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. the information required on the loan application is a Social Security number,
A payday loan is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans.
Banks experimented with short-term loans a few years ago, offering what they were careful to call "deposit advance products" to customers who needed fast cash.
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Payday loans are common in Europe. SMS messages inquiring whether I am interested in taking my salary in advance from my bank account with a note that said terms and conditions apply. Since I did not know the terms and.
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With Moneytree's Payday Loans online, you can get your cash the very same day. In Washington, Nevada and California, it's a requirement that we verify income documentation before we finish processing your payday loan application. Customer Notice: A single payday advance is typically for two to four weeks.
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