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Just enter your information, consent to a soft credit check, and you’ll see some possible options; these aren’t final, as you’ll still need official approval. to consolidate your loans with your spouse’s, this is no longer an option with.

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Many banks may approve your CD-secured loan even if your debt-to-income ratio is high or your credit score is low, and you wouldn’t otherwise qualify for other unsecured loans. In other cases, the bank may forgo a credit check.

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