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People with bad credit can find themselves in need of a car when they least expect it. Their old car breaks down and can't be fixed or will cost more than it is worth. It could also be that they lost a car in a recent auto accident. No money down bad credit car loans.

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So, what if you have bad credit? Even before the financial crisis of 2008, people with poor credit histories would have had a difficult time finding no money down car loans. One of the limiting factors with bad credit car loans is a lower loan to value ratio – in other words, sub prime lenders finance a lower amount for a given.

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