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The overall default rate on FHA loans is accelerating rapidly as well but not as dramatically as that of instant defaults. The agency’s share of the mortgage market is up from 2 percent three years ago to nearly a third of the mortgages now.
Banks are a good case in point; in a highly competitive mortgage market they need to be able to make a loan decision as quickly as possible. getting started on the reporting process. This is now beginning to change. Many surveyors now.
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And because many companies are more levered now, this could become an issue in the longer term. He’s also still positive on bank loans as they are more senior.
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